{"id":40,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.affordableplusinsurance.com\/blog\/?p=40"},"modified":"2024-07-02T15:34:43","modified_gmt":"2024-07-02T21:34:43","slug":"what-is-your-excuse-for-not-insuring-your-small-business","status":"publish","type":"post","link":"https:\/\/www.affordableplusinsurance.com\/blog\/what-is-your-excuse-for-not-insuring-your-small-business\/","title":{"rendered":"What is Your Excuse For Not Insuring Your Small Business?"},"content":{"rendered":"<p>Do you operate a small business in the Huntsville, AL, area? Do you have business insurance? Approximately 30% of all small businesses don&#8217;t carry any commercial insurance. At the Larry Burkman Agency, we&#8217;ve heard many reasons why. What&#8217;s your excuse for not having business insurance?<\/p>\n<h2><strong>Is it too expensive?<\/strong><\/h2>\n<p>Many small businesses assume it&#8217;s costly without getting a quote. Surprisingly, business insurance can be affordable.<\/p>\n<h2><strong>Can&#8217;t afford it?<\/strong><\/h2>\n<p>In reality, you may not be able to afford the risk of operating without it. An injury claim, fire, theft, or other unforeseen issues could quickly lead to closing your business without the safety net provided by insurance.<\/p>\n<h2><strong>Think you don&#8217;t need it?<\/strong><\/h2>\n<p>Most businesses face the risk of theft, vandalism, on-premise injury, cybercrime, loss of income, storm damage, fire, and more. Unless you can readily absorb these potential expenses, you need business insurance.<\/p>\n<h2><strong>You don&#8217;t have much inventory or equipment?<\/strong><\/h2>\n<p>You can still face a liability claim even without a lot of inventory or equipment. Vehicle insurance and protection against cybercrime are other potential considerations.<\/p>\n<h2><strong>Planning to get it &quot;someday?&quot;<\/strong><\/h2>\n<p>We&#8217;ve heard this excuse too often&mdash;usually when it&#8217;s too late. It&#8217;s crucial to understand everything about business insurance before deciding against it. Contact us at the Larry Burkman Agency in Huntsville.<\/p>\n<h2><strong>Get a quote today.<\/strong><\/h2>\n<p>Obtaining a business insurance quote is straightforward. Contact the Larry Burkman Agency and provide answers to a few questions. We can discuss your business, your risks, and affordable solutions. You&#8217;re under no obligation or cost to learn more.<\/p>\n<p>Secure the future of your Huntsville, AL small business. Call the Larry Burkman Agency today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you operate a small business in the Huntsville, AL, area? Do you have business insurance? Approximately 30% of all small businesses don&#8217;t carry any commercial insurance. At the Larry Burkman Agency, we&#8217;ve heard many reasons why. What&#8217;s your excuse for not having business insurance? Is it too expensive? Many small businesses assume it&#8217;s costly [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[5,6],"class_list":["post-40","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-huntsville-al","tag-larry-burkman-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Do you operate a small business in the Huntsville, AL, area? Do you have business insurance? Approximately 30% of all small businesses don&#039;t carry any commercial insurance. 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