{"id":70,"date":"2025-08-29T04:00:00","date_gmt":"2025-08-29T10:00:00","guid":{"rendered":"https:\/\/www.affordableplusinsurance.com\/blog\/?p=70"},"modified":"2025-08-26T11:07:04","modified_gmt":"2025-08-26T17:07:04","slug":"planning-home-renovations-find-out-if-you-should-update-your-home-insurance-first","status":"publish","type":"post","link":"https:\/\/www.affordableplusinsurance.com\/blog\/planning-home-renovations-find-out-if-you-should-update-your-home-insurance-first\/","title":{"rendered":"Planning Home Renovations? Find Out if You Should Update Your Home Insurance First"},"content":{"rendered":"<p>From kitchen remodels to adding a room, home improvements can enhance the value and functionality of your home. Before you start construction, meet with your qualified agent at Larry Burkman Agency, serving Huntsville, AL. You&#8217;ll learn how renovations affect your home insurance policy and have the opportunity to modify your coverage to include the upgrades.<\/p>\n<h2>Why Do I Need More Coverage After Renovating?<\/h2>\n<p>After building a new addition or redoing the bathroom, consider adding coverage to your policy. Why? Your house becomes more valuable following a major overhaul. You may need additional insurance to protect it against possible risks. Our experienced agents can provide the guidance needed to make an informed decision.<\/p>\n<h2>What Home Renovations Typically Require Insurance Changes?<\/h2>\n<p>Let&rsquo;s talk about which renovations typically affect your insurance. Expanding your home, adding a pool or deck, or renovating the kitchen or basement will most likely raise your property&rsquo;s value and insurance needs. Your agent can explain how these changes compare with your dwelling or liability coverage. For example, replacing your roof or installing a new HVAC system may generate changes to your home insurance needs. Make sure your policy accounts for any new risks and values.<\/p>\n<p>Beyond structure, design and safety features also play a role. Adding rooms, installing a pool or deck, upgrading the kitchen, finishing the basement, or replacing the roof are just a few of the remodeling projects that can increase the value of your home. Safety features, such as grab rails and anti-slip flooring, may significantly reduce risks. High-end designs and finishes make your home aesthetically pleasing and harmonious. To maintain your peace of mind, you&#8217;ll want your home insurance to include these improvements.<\/p>\n<p>Before you sign off on the build design, talk to a dedicated agent at Larry Burkman Agency, serving Huntsville, AL.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>From kitchen remodels to adding a room, home improvements can enhance the value and functionality of your home. Before you start construction, meet with your qualified agent at Larry Burkman Agency, serving Huntsville, AL. You&#8217;ll learn how renovations affect your home insurance policy and have the opportunity to modify your coverage to include the upgrades. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[14,5,6],"class_list":["post-70","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-home","tag-huntsville-al","tag-larry-burkman-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=70"}],"version-history":[{"count":1,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions"}],"predecessor-version":[{"id":71,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/70\/revisions\/71"}],"wp:attachment":[{"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.affordableplusinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}