RV Insurance in Alabama
Getting the right recreational vehicle or RV insurance is as crucial as getting the RV. It’s an important step that helps protect your investment. Since RVs come in all shapes and sizes, it’s worth learning a few things about them to help you make an informed decision. At Larry Burkman Agency, we recommend speaking to one of our insurance experts to help you determine the amount of policy to buy for your vehicle based on your lifestyle, budget, and other needs.
What is RV Insurance?
RV insurance protects you in case of accidents that cause injuries or property damage. It also covers the cost of damage to your vehicle. Like auto insurance, this policy includes a lot of additional coverages that you can add based on how you use your RV and your budget. If you live in your RV full-time, it’s imperative to get the highest coverage to accommodate your living and traveling needs.
Do I Need RV Insurance in Alabama?
Like other states, Alabama requires you to buy insurance for motor vehicles. That means you’ll need minimum liability insurance if you’re driving an RV that drives independently like a motorhome. If you’re towing a camper, you only need auto insurance on the towing vehicle.
What Does RV Insurance Cover?
Before you get your RV insurance in Huntsville, AL, we recommend assessing your needs, including how you intend to use the camper. Generally, if you use the vehicle occasionally, maybe during summer, your premiums will likely be much lower than someone who lives in their RV full-time. RV insurance covers:
- Bodily injury liability
- Uninsured/underinsured motorist
- Property damage liability
- Medical payments or personal injury protection
- Comprehensive coverage
- Collision coverage
- Limited property damage
Get Your RV Policy Today
Like any other significant investment in your name, your RV requires adequate coverage to protect you from financial loss in the event of an accident in Huntsville, AL. Contact our team at Larry Burkman Agency to get or learn more about your RV insurance policy.