Home insurance is all about protecting your house. While you hope you’ll never have to file a claim, having a home inventory will make the process much smoother if you do. At Larry Burkman Agency in Huntsville, AL, we have the expertise you need to make the best decision about the coverage that suits you best.
Creating a Home Inventory
Creating a home inventory can seem daunting. It does take some time, but the value it provides will more than compensate for it. Set aside a few hours, grab a pad and pen, and your phone or camera, and pick a room to start. Write down everything you can see, then start opening drawers, cupboards, and closets. Write down as much detail as possible, including brand names, number of items, and, where possible, model and serial numbers. Take pictures of each room from several different angles.
Go through all the rooms and continue until you’re done. Don’t forget to inspect the attic and basement, if you have them. Attach any receipts or sales slips that you have for any items.
Storing a Home Inventory
Once the inventory is complete, you need to find a safe place to store it. Storing it in your home may not be the best option. A safe deposit box is a good choice. If it must be kept in your home, ensure it is stored in a fire-resistant, waterproof container. Placing a copy of the home inventory in the cloud will allow you to access it at any time from any location, which is beneficial.
In Huntsville, AL, you can count on our team of independent insurance agents at Larry Burkman Agency to be there for you when you need us. Give us a call today.
