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Larry Burkman Agency

4820 University Dr., Ste. 7
Huntsville, AL 35816

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Types of auto insurance coverage you can add to your policy

At Larry Burkman Agency, serving the greater Huntsville, AL community, we are an independent insurance agency. What that means is that we do not work for one insurance carrier, we deal with many carriers, and we work for you. Our approach is to make sure that you have insurance that gives you exactly what you need at a price that makes sense with your lifestyle. 

A basic auto policy only includes liability coverage which protects other drivers from an accident you are responsible for. But there is much more that you can choose to add to your policy to make it meet your needs. 

Auto Insurance Add-Ons


Collision coverage covers your vehicle in an accident that you are responsible for. It can repair or replace your vehicle after a deductible is met. 


Comprehensive coverage covers most other things that might damage your vehicle other than a collision. It also provides theft coverage in the event your vehicle is stolen.

Gap coverage

If you have a brand-new vehicle and an auto loan, you may owe more than the insurance company will pay you for your totaled vehicle. This leaves you with a remaining dollar amount you would have to pay out of pocket. Gap coverage pays that difference.  

Uninsured or underinsured coverage

If your vehicle is damaged by a driver with no insurance or inadequate insurance, this coverage protects your vehicle. 

Rental coverage

If your car is damaged in an accident, this coverage provides a rental car so that you have transportation. 

Full glass

Full glass provides glass coverage for your windshield and other windows for total replacement or repair with no deductible. 

Reach Out To Us

Contact Larry Burkman Agency in Huntsville, AL for all your insurance needs. We will be here for you from the time you purchase your policy through any claims you may have.  

Partner Carriers

  • ASI
  • Foremost
  • National General
  • Orion
  • Progressive
  • Safeco
  • Safeway
  • The Hartford
  • Travelers
  • Universal