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Larry Burkman Agency

4820 University Dr., Ste. 7
Huntsville, AL 35816

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Four Types of Auto Insurance Coverage

When you need auto insurance, there are many different types of coverage that can be included in your policy. These include types of liability coverage as well as coverage for your own damages. When you need auto insurance in Huntsville, AL, call us at Larry Burkman Agency. Don’t drive in the Rocket City without the insurance you need to protect yourself.  

Bodily Injury and Property Damage Liability

These are two types of liability insurance that you’re required to have. When you have bodily injury liability coverage, it covers the other party’s medical bills that are due to the accident that you caused. If it’s judged that you’re the person at fault for the accident, you will owe all of the money for these medical bills. Bodily injury liability pays them as well as other costs such as legal bills and lost wages for the other party. 

Property damage liability also pays for the bills of the other person if you are at fault for the accident. This type pays for the vehicle damage or damage to other items such as personal items in the vehicle, damage to a building, etc. Both of these liability types are required by the state. 

Comprehensive and Collision Coverage

Comprehensive and collision coverage are two types that aren’t required in Alabama, but no driver should be without them. Comprehensive coverage is protection against many of the risks that a vehicle faces when you aren’t driving it. Collision coverage protects you by paying for the damage to your own vehicle if you are at fault for the accident. Both of these types are important to have for your own financial protection. 

Get Auto Insurance 

If you don’t have all of these essential types of auto insurance, call us at Larry Burkman Agency in Huntsville, AL to get started. 

Partner Carriers

  • ASI
  • Foremost
  • National General
  • Orion
  • Progressive
  • Safeco
  • Safeway
  • The Hartford
  • Travelers
  • Universal