Category: Home Insurance

Maximizing your insurance coverage while minimizing your expenses is a smart financial move. By bundling your home and auto insurance policies, you can achieve both. In Huntsville, AL, the Larry Burkman Agency offers comprehensive insurance solutions for residents looking to protect their assets and save money.

Benefits of Bundling Home and Auto Insurance Policies

Bundling your home and auto insurance policies can result in significant cost savings. Insurance companies often offer discounts for bundling policies, which can lower your overall insurance premiums. It also simplifies your coverage management, as you only have one insurance provider to deal with. Additionally, bundling can make it easier to file claims, as you only have to deal with one company for both policies. This can save you time and reduce the stress of managing multiple claims.

Cost Savings

By bundling your policies, you can save money on your insurance premiums. Many insurance companies offer discounts when you bundle home and auto policies, as it lowers their risk and administrative costs. Additionally, you’ll only need to make one payment to cover both policies, making it easier to manage your finances.

Simplified Coverage Management

Managing multiple insurance policies from different providers can be a headache. Bundling policies simplifies the process, as you’ll have one point of contact for all of your insurance needs. This can save you time and hassle, allowing you to focus on other important areas of your life.

Comprehensive Insurance Solutions

Larry Burkman Agency offers comprehensive insurance solutions for Huntsville, AL residents. From home and auto insurance to life and business insurance, we can help you protect your assets and achieve your financial goals. Contact us today to learn more about our comprehensive insurance solutions and to receive a quote.

Home is at the center of most people’s lives. It is where you go to be with family, where you feel safe, where you can relax, and more. Home insurance allows you to have peace of mind that the place you love is protected against the many things that could happen to damage your home. At Larry Burkman Agency in Huntsville, AL, we help our customers ensure they have the right coverage. 

How to create and store a home inventory

If you ever have to file a claim, and chances are you will file a claim at some point, being able to tell the insurance company what you lost can help to move the process along more quickly. A home inventory is a listing of all the things that you own in detail, and the insurance company accepts it as documentation of your possessions. 

You can do a video inventory, but you still need to supply backup documentation. Using a pad and pen is still a good option. Start in the room of your choice and write down exactly what is in that room. Open drawers, look in closets and don’t forget what is hanging on the wall. Give as much detail as possible, including brand name, model, and serial number. Take pictures to go along with the written inventory and attach any sales slips or receipts that you have. 

Do the same thing for every room in your home. You might be surprised by how much is actually in your linen closet. Don’t forget the attic and the basement.

When you are finished, it is important to place this important document in a safe place. A safe deposit box is a good idea or make a copy and place it in the cloud so that when you need it, it’s available. 

Give Us A Call

Contact Larry Burkman Agency, serving the greater Huntsville, AL region, to discuss your home insurance needs.