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Larry Burkman Agency

4820 University Dr., Ste. 7
Huntsville, AL 35816

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What Does the Alabama Fire Code Mandate for Your Company?

If you are an Alabama business owner, you will have the responsibility of protecting your business assets by purchasing commercial insurance. If your business is in or near Huntsville, AL, our team at the Larry Burkman Agency is ready to help you discover the ideal insurance options for your company.

What Does the Alabama Fire Code Mandate for Your Company?

One important type of commercial insurance is property insurance. Your company’s buildings and outer structures are at risk for fire, and your property insurance will help you repair any fire damage. However, a wise business manager can help their buildings be better prepared for fire prevention. According to Legal Clarity, the Alabama Fire Code sets standards that each commercial building must follow to maximize its fire prevention procedures.

Employee health and safety will always be the priority, so be sure every employee knows where each building’s emergency exit is located. According to Legal Clarity, every building should also have a system of fire detection and alarms. Once those systems have been triggered, each building must also have a fire suppression system, which consists of sprinklers throughout the building. The Alabama Fire Code also mandates scheduled fire drills, inspection of fire equipment, and strict compliance documentation.

Call Us Today for an Appointment

Running a business can be challenging, but commercial insurance can help your company be more prepared for a disaster or a lawsuit. Our team at the Larry Burkman Agency has the experience you need to lead you as you choose the policies needed by your business. Companies in the Huntsville, AL area have been looking to us for insurance guidance for years. Give us a call today and allow us to have the privilege of working with your team.

What Does the Alabama Fire Code Mandate for Your Company?

If you are an Alabama business owner, you will have the responsibility of protecting your business assets by purchasing commercial insurance. If your business is in or near Huntsville, AL, our team at the Larry Burkman Agency is ready to help you discover the ideal insurance options for your company.

What Does the Alabama Fire Code Mandate for Your Company?

One important type of commercial insurance is property insurance. Your company’s buildings and outer structures are at risk for fire, and your property insurance will help you repair any fire damage. However, a wise business manager can help their buildings be better prepared for fire prevention. According to Legal Clarity, the Alabama Fire Code sets standards that each commercial building must follow to maximize its fire prevention procedures.

Employee health and safety will always be the priority, so be sure every employee knows where each building’s emergency exit is located. According to Legal Clarity, every building should also have a system of fire detection and alarms. Once those systems have been triggered, each building must also have a fire suppression system, which consists of sprinklers throughout the building. The Alabama Fire Code also mandates scheduled fire drills, inspection of fire equipment, and strict compliance documentation.

Call Us Today for an Appointment

Running a business can be challenging, but commercial insurance can help your company be more prepared for a disaster or a lawsuit. Our team at the Larry Burkman Agency has the experience you need to lead you as you choose the policies needed by your business. Companies in the Huntsville, AL area have been looking to us for insurance guidance for years. Give us a call today and allow us to have the privilege of working with your team.

Why Should You Consider Commercial Insurance for Your Brand-New Business?

Commercial insurance is an essential part of running a successful business. If you’ve recently started a new business and are trying to decide whether commercial insurance could help, the professionals at Larry Burkman Agency, servicing Huntsville, AL, can advise you.

We’re here to answer insurance questions and provide commercial insurance to business owners who want to ensure their businesses are protected. We work with numerous insurance carriers to make it easy for you to find the right insurance policy for your needs.

What Is Commercial Insurance?

Commercial insurance is a type of insurance that provides protection to businesses of all sizes, as well as their assets. Commercial insurance can be divided into many types, including commercial vehicle insurance, commercial property insurance, cyber liability insurance, and others.

Benefits of Commercial Insurance

There are many benefits of commercial insurance. Here are some of the reasons that business owners choose commercial insurance to protect their business:

  • Some types of commercial insurance are required: Depending on what your business does, you may be required to maintain a commercial insurance policy. Commercial auto insurance is an example of a required insurance if your business owns vehicles.
  • Reduce your level of risk: Insurance helps reduce your risk. If your business is impacted by a covered event, business insurance can help with repairs or replacement of your business property’s structure, income replacement, and legal representation if someone is injured.
  • Builds your credibility: Business insurance demonstrates that your business is committed to managing risk effectively. This can build credibility with vendors, customers, business partners, and more.

Do You Need Commercial Insurance? Call Us

If you need commercial insurance for your business, the professionals at Larry Burkman Agency, servicing Huntsville, AL, can help. We provide commercial insurance to our customers. Contact us today to speak with our insurance professionals about the right commercial insurance policies for your business needs.

Should You File A Claim For An Accident On Your Property?

Most business owners in Huntsville, AL think they should file a commercial insurance claim as soon as there’s an accident, but it’s not always that simple. Several factors should be considered before initiating the claims process.

Type of Accident

Typically, you only file a claim with your insurance if you experience a loss, such as property damage. For example, if someone who is not an employee slips and falls on your property, they will likely file a lawsuit. However, if there’s a car accident that doesn’t involve your property, it generally has no connection to your insurance policy.

Cost of Damage

Assessing the damage before contacting your insurance company is important. Determine the extent of the damage and estimate the cost of repairs. Then, reach out to an insurance company, such as Larry Burkman Agency, to check your deductible. If the deductible is higher than the repair cost, it’s often more cost-effective to pay for the repairs yourself rather than filing a claim.

Covered Peril

Commercial policies only cover specific events, often referred to as covered perils. Understanding your coverage is essential so you know which accidents you can file a claim for. This also depends on the type of insurance you have, as there are several types of commercial insurance, each covering different aspects.

For instance, property insurance covers damage to the property, while general liability insurance covers lawsuits resulting from liability. If the accident involves an employee, it’s typically handled as a workers’ compensation case.

Agents at Larry Burkman Agency can help you better understand your policy, including what’s covered. Contact us today to learn more. We proudly serve the Huntsville, AL area.

Partner Carriers


  • ASI
  • Foremost
  • National General
  • Orion
  • Progressive
  • Safeco
  • Safeway
  • The Hartford
  • Travelers
  • Universal