Plumbing is one of the most complex and problematic systems within a home. During your time as a homeowner, you’ll likely run into plumbing issues at some point. The tricky thing about plumbing issues is that it can be hard to know what type of damage is covered by your home insurance and what’s not. We simplify things for you by going into detail about what is often covered and what may be rejected when you’re trying to file a claim. If you’re looking for home insurance to help you cover future incidents, start here with us at the Larry Burkman Agency, serving Huntsville, AL and surrounding areas.
What Kind of Plumbing Issues Will Home Insurance Cover?
Your home insurance will often cover leaks or overflows that have taken you by surprise. If a pipe suddenly bursts or starts leaking, if there’s a random overflow somewhere in your home, or if there’s a hidden leak that you weren’t able to detect, you may be able to file a claim and get approved by your policy provider. So, what would home insurance fail to cover when it comes to plumbing?
You likely won’t be covered by your home insurance if:
- Your plumbing problem is a result of wear and tear over time.
- Your plumbing issue is a result of negligence. A great example of this would be failing to take the proper precautions during the winter and ending up with burst pipes as a result.
- You’re dealing with specific plumbing issues that aren’t covered by your standard home insurance policy, such as sewer backup or issues with a sump pump.
Keep Your Home in Stellar Condition With the Larry Burkman Agency
Home insurance is crucial to keeping your home in optimal shape, and we can help you find it! Get started with the Larry Burkman Agency, serving Huntsville, AL, to get the coverage you deserve. Get in touch and compare quotes with us now.
