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Larry Burkman Agency

4820 University Dr., Ste. 7
Huntsville, AL 35816

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What Does the Alabama Fire Code Mandate for Your Company?

If you are an Alabama business owner, you will have the responsibility of protecting your business assets by purchasing commercial insurance. If your business is in or near Huntsville, AL, our team at the Larry Burkman Agency is ready to help you discover the ideal insurance options for your company.

What Does the Alabama Fire Code Mandate for Your Company?

One important type of commercial insurance is property insurance. Your company’s buildings and outer structures are at risk for fire, and your property insurance will help you repair any fire damage. However, a wise business manager can help their buildings be better prepared for fire prevention. According to Legal Clarity, the Alabama Fire Code sets standards that each commercial building must follow to maximize its fire prevention procedures.

Employee health and safety will always be the priority, so be sure every employee knows where each building’s emergency exit is located. According to Legal Clarity, every building should also have a system of fire detection and alarms. Once those systems have been triggered, each building must also have a fire suppression system, which consists of sprinklers throughout the building. The Alabama Fire Code also mandates scheduled fire drills, inspection of fire equipment, and strict compliance documentation.

Call Us Today for an Appointment

Running a business can be challenging, but commercial insurance can help your company be more prepared for a disaster or a lawsuit. Our team at the Larry Burkman Agency has the experience you need to lead you as you choose the policies needed by your business. Companies in the Huntsville, AL area have been looking to us for insurance guidance for years. Give us a call today and allow us to have the privilege of working with your team.

What Does the Alabama Fire Code Mandate for Your Company?

If you are an Alabama business owner, you will have the responsibility of protecting your business assets by purchasing commercial insurance. If your business is in or near Huntsville, AL, our team at the Larry Burkman Agency is ready to help you discover the ideal insurance options for your company.

What Does the Alabama Fire Code Mandate for Your Company?

One important type of commercial insurance is property insurance. Your company’s buildings and outer structures are at risk for fire, and your property insurance will help you repair any fire damage. However, a wise business manager can help their buildings be better prepared for fire prevention. According to Legal Clarity, the Alabama Fire Code sets standards that each commercial building must follow to maximize its fire prevention procedures.

Employee health and safety will always be the priority, so be sure every employee knows where each building’s emergency exit is located. According to Legal Clarity, every building should also have a system of fire detection and alarms. Once those systems have been triggered, each building must also have a fire suppression system, which consists of sprinklers throughout the building. The Alabama Fire Code also mandates scheduled fire drills, inspection of fire equipment, and strict compliance documentation.

Call Us Today for an Appointment

Running a business can be challenging, but commercial insurance can help your company be more prepared for a disaster or a lawsuit. Our team at the Larry Burkman Agency has the experience you need to lead you as you choose the policies needed by your business. Companies in the Huntsville, AL area have been looking to us for insurance guidance for years. Give us a call today and allow us to have the privilege of working with your team.

Why Should You Consider Commercial Insurance for Your Brand-New Business?

Commercial insurance is an essential part of running a successful business. If you’ve recently started a new business and are trying to decide whether commercial insurance could help, the professionals at Larry Burkman Agency, servicing Huntsville, AL, can advise you.

We’re here to answer insurance questions and provide commercial insurance to business owners who want to ensure their businesses are protected. We work with numerous insurance carriers to make it easy for you to find the right insurance policy for your needs.

What Is Commercial Insurance?

Commercial insurance is a type of insurance that provides protection to businesses of all sizes, as well as their assets. Commercial insurance can be divided into many types, including commercial vehicle insurance, commercial property insurance, cyber liability insurance, and others.

Benefits of Commercial Insurance

There are many benefits of commercial insurance. Here are some of the reasons that business owners choose commercial insurance to protect their business:

  • Some types of commercial insurance are required: Depending on what your business does, you may be required to maintain a commercial insurance policy. Commercial auto insurance is an example of a required insurance if your business owns vehicles.
  • Reduce your level of risk: Insurance helps reduce your risk. If your business is impacted by a covered event, business insurance can help with repairs or replacement of your business property’s structure, income replacement, and legal representation if someone is injured.
  • Builds your credibility: Business insurance demonstrates that your business is committed to managing risk effectively. This can build credibility with vendors, customers, business partners, and more.

Do You Need Commercial Insurance? Call Us

If you need commercial insurance for your business, the professionals at Larry Burkman Agency, servicing Huntsville, AL, can help. We provide commercial insurance to our customers. Contact us today to speak with our insurance professionals about the right commercial insurance policies for your business needs.

Are Plumbing Issues Covered by Home Insurance?

Plumbing is one of the most complex and problematic systems within a home. During your time as a homeowner, you’ll likely run into plumbing issues at some point. The tricky thing about plumbing issues is that it can be hard to know what type of damage is covered by your home insurance and what’s not. We simplify things for you by going into detail about what is often covered and what may be rejected when you’re trying to file a claim. If you’re looking for home insurance to help you cover future incidents, start here with us at the Larry Burkman Agency, serving Huntsville, AL and surrounding areas.

What Kind of Plumbing Issues Will Home Insurance Cover?

Your home insurance will often cover leaks or overflows that have taken you by surprise. If a pipe suddenly bursts or starts leaking, if there’s a random overflow somewhere in your home, or if there’s a hidden leak that you weren’t able to detect, you may be able to file a claim and get approved by your policy provider. So, what would home insurance fail to cover when it comes to plumbing? 

You likely won’t be covered by your home insurance if:

  • Your plumbing problem is a result of wear and tear over time.
  • Your plumbing issue is a result of negligence. A great example of this would be failing to take the proper precautions during the winter and ending up with burst pipes as a result.
  • You’re dealing with specific plumbing issues that aren’t covered by your standard home insurance policy, such as sewer backup or issues with a sump pump. 

Keep Your Home in Stellar Condition With the Larry Burkman Agency

Home insurance is crucial to keeping your home in optimal shape, and we can help you find it! Get started with the Larry Burkman Agency, serving Huntsville, AL, to get the coverage you deserve. Get in touch and compare quotes with us now.

Can Your Insurance Agent Cancel Your Policy?

Can your insurance agent cancel your policy? Here, we’ll explore some scenarios where this might apply.

Can Your Insurance Agent Cancel Your Policy?

Once you choose your auto insurance and pay your first premium, it’s your responsibility to keep the policy active. According to Justia, there are several reasons why your insurance agent can legally cancel your policy. For example, when you are applying for insurance, you will be asked if you have had any auto accidents or moving violations. Although you may not remember an accident, if you intentionally conceal an accident or moving violation, the company can cancel your insurance.

Honesty is always the best policy, especially when applying for insurance. If the agency discovers you have misrepresented any information, they can cancel your insurance. And if you don’t pay your policy premiums, the agency has the right to cancel your insurance policy. Regardless of the reason, your agency must notify you before your policy is canceled, according to the Alabama Department of Insurance.

Call Us for an Appointment

Your auto insurance is no good to you if the policy isn’t active. Let our experienced insurance agents at Larry Burkman Agency help you find a policy to fit your coverage needs and budget, so you can stay protected. Call us for an appointment. We’re currently serving Huntsville, AL.

Partner Carriers


  • ASI
  • Foremost
  • National General
  • Orion
  • Progressive
  • Safeco
  • Safeway
  • The Hartford
  • Travelers
  • Universal