Category: Auto Insurance

There is nothing worse than getting into an auto accident and finding out that you or the other driver involved in the accident doesn’t have adequate auto insurance to repair or replace your vehicle. The auto insurance experts at Larry Burkman Agency in Huntsville, AL can answer your auto insurance questions and help you choose the best auto insurance policy for your needs. 

Why You Need Alabama Auto Insurance

Alabama state laws require that all drivers on the roads have adequate auto insurance to protect them in the case of an accidental collision with other drivers when auto accidents happen unexpectedly. 

Not having adequate auto insurance can lead to devastating financial losses and out-of-pocket expenses that most drivers can’t afford to pay all at once. Alabama auto insurance experts at Larry Burkman Agency can help you choose the best auto insurance coverage options to protect your investment based on your individual driving and insurance history. 

Talk to a knowledgeable agent to learn more about the benefits of non-collision coverage included in comprehensive and collision plans that can help drivers cover the costs of events like theft, vandalism, or natural disasters. Your agent can advise you on the best auto insurance policy options based on your driving history and your current insurance score.

A licensed auto insurance agent can help you understand the differences between collision-based liability insurance and non-collision-based insurance policies for comprehensive and collision coverage. 

Don’t get caught driving in Huntsville, AL without insurance! 

Avoid penalties and fines for driving without insurance and the potential costs for an at-fault accident. Contact the auto insurance experts at Larry Burkman Agency and get a free Alabama auto insurance quote today! 

At Larry Burkman Agency, serving the greater Huntsville, AL community, we are an independent insurance agency. What that means is that we do not work for one insurance carrier, we deal with many carriers, and we work for you. Our approach is to make sure that you have insurance that gives you exactly what you need at a price that makes sense with your lifestyle. 

A basic auto policy only includes liability coverage which protects other drivers from an accident you are responsible for. But there is much more that you can choose to add to your policy to make it meet your needs. 

Auto Insurance Add-Ons

Collision

Collision coverage covers your vehicle in an accident that you are responsible for. It can repair or replace your vehicle after a deductible is met. 

Comprehensive 

Comprehensive coverage covers most other things that might damage your vehicle other than a collision. It also provides theft coverage in the event your vehicle is stolen.

Gap coverage

If you have a brand-new vehicle and an auto loan, you may owe more than the insurance company will pay you for your totaled vehicle. This leaves you with a remaining dollar amount you would have to pay out of pocket. Gap coverage pays that difference.  

Uninsured or underinsured coverage

If your vehicle is damaged by a driver with no insurance or inadequate insurance, this coverage protects your vehicle. 

Rental coverage

If your car is damaged in an accident, this coverage provides a rental car so that you have transportation. 

Full glass

Full glass provides glass coverage for your windshield and other windows for total replacement or repair with no deductible. 

Reach Out To Us

Contact Larry Burkman Agency in Huntsville, AL for all your insurance needs. We will be here for you from the time you purchase your policy through any claims you may have.